• 5 Most Recent Posts

    • Deirdre
    • Alwyn
      Thanks Nettie, Yes I have seen older posts on other forums stating that since I myself will be tax withholding in the USA, I would most likely file taxes in the US and then file in Canada claiming a foreign tax credit. They also say that contributions to SSN and Medicare in the USA gets credited to CCP.  I'm not sure if that means it counts towards eligibility or not.  Personally I wouldn't mind contributing to both since I may have to depend on both during different circumstances. You are correct, I will have to comply with the residency requirements and probably more than just half a year to make up the 3 years out of 5 should I apply for citizenship.  Something which I believe I would. It seems that the sensible thing would be for my wife to be the one to apply for express entry and seek employment in Canada.  She however has far less experience in her qualification.  The reason why I am keen to keep my US job is that a) I work remotely, b) I earn a salary I won't earn in Canada in a similar low key environment  (lots of independence, very little meetings and crap).  Problem with the plan of my wife getting a job in Canada is that it interferes with the spend some time in the USA part unless she works remotely. I am hoping that NAFTA will be restored once more common sense return to the US, but I'm not holding my breath. Kids are a mix match, but the youngest is 20 so they're more or less independent.  One is having a baby in 2 weeks to an American father.  Will probably settle in the US, but she's sure to push to broaden his horizons. One wants to become a doctor and has finished her basic B.Sc. degree.  Taking a break now, but could potentially continue her studies in Canada.  The third is still 'finding direction'.  Although we are currently about 1000 miles south of the border, it will probably not be a problem and my kids have lived in several countries so my bigger fear is they will leave us stuck in the US at some point and move elsewhere. At 47 years of age, 401k is currently hammered, been maxing it out most of the time, but before the virus I had about 20% of the 'magical' million.  My retirement plan is to hope that my current home will be paid off when I turn 59 (and not demolished by a hurricane or flooded) would make up for any shortfall in my 401k.  Under no illusions that I will have to scale down in retirement, but I also don't want the fruits of my labour wiped out in the blink of an eye. Just recently made my 40 credits! Woohoo! No offense taken, we do what we can with what we have.  I expect to keep on working well past retirement age as long as I'm of sound mind and them robots don't steal my job.
    • Nettie
      Since I posted my last response, things have drastically changed. Please see this website for information.  https://www.canada.ca/en/public-health/services/diseases/2019-novel-coronavirus-infection.html    
    • OutOfSa
      And now for something completely different:   Today, I’d like to consider an interesting science. "Data Modeling" First we need a few concepts: “A data model is an abstract model that organizes elements of data” – it’s typically a computer program with a database.  “ Abstract  : “existing in thought or as an idea but not having a physical or concrete existence”   It’s the best thing we have to try and predict the future.  Earlier this week, the Premier of Ontario and some very smart science people, the top of the pops in data modeling appeared on a Corona announcement.  Now, 97% of Ontarian will know that these people are at the top of their health game – probably some of the most credible scientists anywhere.  They announced their findings: Had we have done nothing, the predicted death rate would have been 100 000, but the measures we took will likely result in a death rate of between 3500 and 15 000.  That’s a big span.  When asked why such a big span, they said because a small change in any one of the variables could greatly alter the output – and that the models were a very best guess and not considered totally correct.  This is all good science – we hypothesise, we model, we update data hourly, we observe, and we critique our model. Peter Pan announced yesterday that “you should not talk moist” – it’s an interesting concept, people kind, or is that people nasty are making fun of him, but it’s really a slip of the brain – it’s got to be hard to stand up every day and try to make sense of everything. On a happy note, Doug Ford (The Premier) announced that the Easter Bunny was exempt from staying home, he, she or is it “it” if free to hide eggs all over the place.  The union of Raccoons refused to budge on egg stealing, saying it’s a civil right to plunder eggs.  Well you can’t have everything.    So I can’t help wonder then, if the top brains of Ontario have difficulties quantifying the corona virus – given all the world knows and the constant update of real-time figures – how is it that Climatologists the world over, 97% of them, know down to the year when the world’s plight will be irreversible.  What about the butter-fly effect?  What about a zillion variables changing state all the time?  What about the fact that little is really known about the oceans.  What about acid rain, and carbon drains.  What about all these complex things changing at once – and what about one of the most difficult things of all – Clouds.  Nobody quite knows how to model clouds – luckily, they are few and far between. The first general circulation climate model that combined both oceanic and atmospheric processes was developed in the late 1960s at the NOAA Geophysical Fluid Dynamics Laboratory. They (models)   are still under development and uncertainties remain. 1960’s – ‘uncertainties’ – that’s probably an understatement.  Why don’t people question the origin of all these theories – and what a theory is.  And just how often theories are incorrect, in real science – which is never settled.  A good example was stomach peptic ulcers were known by 99% of scientist (the science was settled) to be caused only by stomach acid only – the two Australian (1982) scientist who voiced the hypothesis that it was H. pylori that was the reason for Ulcers were mocked and ostracised.  It was later found that H. pylori can damage the protective lining of your stomach and small intestine. This is the root-cause stomach acid to create an open sore (ulcer).. Why are why people afraid to go against the climate mafia. I’m just glad that 97% of scientist agrees that the science is settled.  I’m also glad that Algore has several mansions to choose from and millions of dollars to continue his crusade once we return to normal, whatever that might be.  I'm glad that solar panels leak cadmium and other heavy metals into the water table - because that's recycling at its best. As a lady in the Deep South said when asked why she risked Church during the corona, “I’m covered in Jesus’ blood – he’ll protect me.”  Well we are covered by the IPCC's insanity, and just like the nutty southerner, we know they will protect us.  I am comforted.  
    • chabro
      Your profile says Nanaimo.  If that's where you're landing, PM me.